When you purchase your own car and start driving, you also need to get your own car insurance policy to be insured.
GUARDIAN INSURANCE AGENCY located in Fairburn, Lagrange and Norcross has five reasons you need car insurance to protect your livelihood, your ride and your wallet:
1. It´s important to comply with State Laws:
Car insurance is legally required in States, most states require its drivers to carry a minimum amount of car insurance in the form of liability coverage or financial responsibility bonds. At a minimum, drivers must purchase liability coverage with property damage limits and state-mandated bodily injury. If you cause an accident that injures someone or damages their property, liability coverage may help pay for the other person's losses. Driving without the car insurance can result in fines and the suspension of driving privileges.
2. To Saving time and inconvenience when accidents happen:
If you have car insurance, your insurance agency will help you through the difficult post-accident process, like walking you through the claims process, helping you find a great repair shop, working with another driver's insurer and getting your claim settled quickly and fairly. And if you hit another car in the road and getting into an accident with an uninsured driver, your insurance company can help you recover costs through your policy's uninsured motorist coverage.
3. The Car Insurance can help you to protect your finances:
In the case that you cause a car accident, you may be held responsible for costs associated with it. These may include the injured person's medical expenses, their lost income compensation or legal fees. A car insurance policy protects your finances from these astronomical and unexpected expenses. Aside from helping you with the cost of an accident, your car insurer can help protect you and your assets from liability lawsuits through your policy's liability coverage.
A policy that includes liability coverage with high limits, comprehensive and collision coverage for your car, and medical payments coverage for you and your passengers can save you thousands after an accident.
4. Can help protect yourself:
Although liability coverage is a legal requirement in most States, many people drive without it. If you're hit by a driver without insurance, the Uninsured motorist coverage may help pay for your medical bills.
5. Can help protect your passengers:
Personal injury protection and medical payments coverage may help pay for your medical bills if you're injured in an accident, and it also may help cover your passengers' expenses due to the accident. Coverage may help pay for doctor bills´, hospital visits and surgery.
Remember that a car insurance policy may help protect your wallet, your vehicle and even offer peace of mind. Contact us for more Information, At GUARDIAN INSURANCE AGENCY located in Fairburn, Lagrange and Norcross, we can help you choose the coverage that's right for your needs.
For more Information contact us: (706) 884-5006 or (770) 969-5666
Please visit us: www.go-guardian.com