lunes, 6 de febrero de 2017

5 Common mistakes after a Car Accident

In general, when people are not prepared they make very common mistakes after being involved in a Car Accident. These faults can be very expensive and may damage their chances  of 

being compensated by the other driver or insurance company, even when the fault lies only with that driver.

At GUARDIAN INSURANCE AGENCY located in Fairburn, Lagrange and Norcross, we have some essential tips to knowing what steps to take and what mistakes to avoid to save hundreds or thousands of dollars in damages.
Become familiar with the following 5 common mistakes and learn how to avoid them. That way, if you ever do have an accident, you’ll be able to do the right thing even if you’re shaken up:

1. Not notifying the police:

A police report is a complete record of what took place in the accident. The police report will attest to what happened which will prevent the other driver making false claims. If you or someone else in the car accident suffered a severe injury, there would need to be legitimate documentation, especially if a lawsuit is going to be filed. Leaving the scene of a car accident without calling the authorities could land you in serious problems. 

2. Failing to document the incident:

If you don’t document, it could become your word against the other driver’s word. Keep a notepad and pen in your glove compartment at all times. You could also use the “Notes” or another memo app on your phone. Write down the time of day, where the accident occurred, road conditions and exactly what happened. You should take photos of the other driver’s license and of any damage to both cars as well. 

3. Not Exchanging Insurance Information: 

Regardless of how minor it may appear the car accident, do not fail to exchange car insurance information. Even if you think there is no damage, and nobody seems to hurt. It´s important to exchange phone numbers and other important details with the other driver, you need to get the name, address, phone number, license number, car insurance information, license plate number, and the make and model of the other driver's vehicle. This is what will be used if you are going to seek any legal help. 

4. Ignoring possible injuries:

You might feel fine at the moment of the accident. But if later you develop a headache or neck or back pain or anything that could possibly be related to the crash, check in with your doctor. If those aches become severe or chronic, you could need a record that you looked medical attention.

5. Admitting the accident was your fault: 

When you are discussing the accident it is important not to say "I'm sorry" or admit fault, limit your conversation with the other driver to a polite exchange of information. Admitting fault can be used against you at a later time when you are attempting to collect damages to your car or injuries that occurred in the accident. Even if you believe you were at fault, you may be incorrect, there is no way to know all of the details surrounding an accident, especially under the shock and stress that arise immediately after the impact. 

Remember that a car insurance policy may help protect your wallet, your vehicle and even offer peace of mind. Contact us for more Information, At GUARDIAN INSURANCE AGENCY located in Fairburn, Lagrange and Norcross, we can help you choose the coverage that's right for your needs.

For more Information contact us: (706) 884-5006 or (770) 969-5666

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