lunes, 12 de junio de 2017

Does your Car Insurance cover water damage?

Water could be a risk to your car as can cause all kinds of damage to your vehicle's engine or interior, so it is important to know if your car insurance covers water damage.

Fortunately, comprehensive coverage may help cover water damage to your vehicle, depending on the cause. Comprehensive coverage is generally optional, although your lender may require comprehensive if you have an auto loan.

At GUARDIAN INSURANCE AGENCY located in Fairburn, Lagrange and Norcross, we give you some potential causes of water damage and how your car insurance might help:

1. Flooding:

Depending on the severity of the flood, your vehicle can suffer some major damage, as rising water levels caused by heavy rains may get into your vehicle's engine and interior. Comprehensive coverage typically helps protect your vehicle against flood damage.

2. Hailstorms:

Hailstorms can lead to water damage if hailstones break your windshield or windows, letting rain and hail into your vehicle. If your vehicle sustains water damage during a hailstorm, comprehensive coverage may help pay to repair your vehicle.

3. Leaks after heavy rains:

If your car is damaged in a one-off event like a sudden, heavy rainstorm, comprehensive coverage may help cover the damage to your vehicle. But if water slowly leaks into the car because of poor maintenance and causes damage over time, water damage likely won't be covered.

4. Damage by leaving windows open:

Comprehensive coverage typically covers damages not related to a collision for events that are out of your control. Doesn't cover problems caused by your vehicle being in poor condition. So if your car's windows were left down, or the sunroof was left open, and rain gets in as a result, any water damage caused by the rain is unlikely to be covered.

Remember that a car insurance policy may help protect your wallet, your vehicle and even offer peace of mind. Contact us for more Information, At GUARDIAN INSURANCE AGENCY located in Fairburn, Lagrange and Norcross, we can help you choose the coverage that's right for your needs.

For more Information contact us: (706) 884-5006 or (770) 969-5666

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